Morakot slide

Creating a more inclusive world, through our responsible loan products.

Since 2006, Morakot Financial Plc. has been dedicated to serving the financial needs of our customers throughout the Kingdom of Cambodia. Starting from our roots in the southernmost region of Kampot province, we take pride in having taken part in the alleviation of poverty amongst low income populations through our micro-loans.

Empowering people and enabling sustainable growth of small businesses, is at the core of what we do.

At Morakot Financial Plc. we see the potential in people to build a better tomorrow for future generations, and this guides us to the core of all we do.

Vision
Vision
To build an institution where people feel a sense of belonging and purpose; and to contribute to the social and economic development that empowered individuals to live with dignity and liberty.
Mission
Mission
To be a reliable, innovative, efficient, and effective financial institution providing sustainable inclusive financial services that lead to wealth and value creation for all of our stakeholders.
Values
Values
Inclusivity, Team Work, Commitment, Dignity, Integrity, Responsibility, Transparency, Communication, Compassion
Market Focused
Market Focused

Demand-driven microfinance instruments based on local market needs.

Tailored programs specifically designed to meet the wider needs of the community as a whole.

Sustainability
Sustainability

Through over 15 years of having a hand in the development of small businesses and impacting the livelihoods of rural populations through our group, individual, educational, and car loan lending models, we have empowered our customers to:

  • Access larger loans
  • Expand their businesses
  • Generate additional income
  • Create employment opportunities
  • Develop and enrich their livelihoods
Inclusivity
Inclusivity

At its core, microfinance services share an essential purpose in the development of larger initiatives including:

  • Promoting the growth and development of populations
  • Widespread community enrichment and development
  • Development of agricultural, health, and educational programs
  • Creating sustainable institutions, serving as an example of leadership and best practice in governance for communities
Best Practices
Best Practices
  • We charge market-based interest rates to ensure the sustainability of our model
  • We develop innovative, demand-driven products and services
  • We implement industry best-practice techniques including transparent financial reporting, external auditing, sound governance and fair lending practices