Investors

Invest in the growth of the Cambodian people.

Investing in Morakot means supporting the development of a team dedicated to creating real change through financial inclusion for all in Cambodia.

Context – Focused
Context – Focused
  • Morakot’s plan to expand across all 25 provinces throughout Cambodia has been welcomed by the National Bank of Cambodia. The justification – in order to further our goal of creating financial inclusivity for all throughout the nation of Cambodia.  The majority of populations in these provinces have very limited access to financial services.
  • By doing this, Morakot fulfills its own objectives as well as the governments to support rural and low-income populations, while maintaining a goal to develop sustainable and profitable activity in Cambodia.
  • Microfinance has a main goal of empowering – through Morakot’s responsible loans we empower people to develop sustainable business activities to enrich and fulfil their lives.
Digitalization
Digitalization

The technology scene in Cambodia is increasingly developing each year, with recent developments mostly within the Fin-Tech industry. Financial institutions throughout the country are constantly developing new and innovative technologies to incorporate into their daily operations especially as mobile applications to streamline retail banking services. Morakot is currently undergoing a transition phase, aiming to become a leader in online financial services.

We believe that the key to the sustainability we strive for is through the constant innovation of our best practices and engaging them with our customers.

HR Training & Development
HR Training & Development

Morakot plays a crucial role in the growth and development of a large workforce of responsible and compassionate employees across all of our current operating areas. The key to our success stems from realizing that our growth comes from within, thus ensuring that our employees are given the tools and resources to reach their full potential.

Investing in Morakot also means investing in the talents and potential of the Cambodian people. Morakot pledges to recruit over 1,000 local staff in order to invest in the potential of the Cambodian people. As Morakot continually expands, our outreach into positively affecting the lives of people expands not only to our customers, but also our employees.

Community Development
Community Development

As social entrepreneurship is at the forefront of what we do, Morakot pledges to re-invest 10% of profits into corporate social responsibility programs – aimed at developing local communities where Morakot operates in educational and health programs. These will be jointly developed with local community leaders.

Our business model ensures that everyone has a part in profitable sustainable development.

Success written in our history
Success written in our history
With over 15 years operating in the financial services industry, our collective experiences, and robust team have what it takes to ensure our goal is met – to bring financial inclusion to as many as possible.
Rural Financial Inclusion
Rural Financial Inclusion
Clear focus on rural financial inclusion targeting to bring 200,000 out of poverty by 2025.
International Stakeholders and Executive Team
International Stakeholders and Executive Team
Our group of truly international shareholders and executive management from around the globe reinforce the structure and responsible management of the company.